The month of December has begun, and a new year is around the corner. Now is the right time to start thinking about how to organise your financial plans for the new year.

The entire month of December offers an opportunity to review your investment portfolio. At the same time, it’s important to keep an eye on your income and expenditure.

This is the moment to consider your future goals, which assets to keep or let go of, and everything else related to your finances. Here are the key rules to follow for income, expenditure, and investment planning in 2026: