BRAC Bank delivered a strong set of results across profitability, operating efficiency and balance sheet expansion in the first half of 2026, underpinned by diversified businesses, good governance and customer-focused strategy.

BRAC bank reported a 57 per cent year-on-year increase in consolidated profit to Tk 14.23 billion for the six months ended June this year.

Despite a challenging macroeconomic and industry environment, the bank continued to outperform the market during the period, delivering a robust growth in financial statement compared to the previous year, said a press release.

It said customer deposits increased 25 per cent year-on-year, while loans and advances grew 18 per cent, both are ahead of industry averages.

The bank also strengthened operational efficiency, reducing its cost-to-income ratio to 42 per cent in the six months to June, compared with 48 per cent in the first half of 2025, reflecting sustained focus on productivity, cost discipline and digital transformations.

The bank's top executives including Managing Director Tareq Refat Ullah Khan presented its half yearly statement of 2026 during a virtual earnings call held on August 13, attended by local and international investors, research analysts, portfolio managers and capital market professionals.

At the earnings call, they highlighted the bank's operational achievements, strengths, and strategic focus for the future. "Our first-half performance reflects the strength of our business model, prudent governance and disciplined execution," said the bank's MD.

BRAC Bank's consolidated earnings per share (EPS) increased to Tk 5.07 in H1 2026 from Tk 3.09 in the corresponding period of the previous year.

Among other financial indicators, the bank's NPL (non-performing loans) ratio stood at 2.03 per cent in H1 2026 from 2.27 per cent in December 2025.